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    About us

    The EBA is an independent EU Authority.  We play a key role in safeguarding the integrity and robustness of the EU banking sector to support financial stability in the EU.

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    Activities

    To contribute to the stability and effectiveness of the European financial system, the EBA develops harmonised rules for financial institutions, promotes convergence of supervisory practices, monitors, and advises on the impact of financial innovation and the transition to sustainable finance.

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      • Single Rulebook
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    Risk and data analysis

    To ensure the orderly functioning and stability of the financial system in the European Union, we monitor and analyse risks and vulnerabilities relevant for the regulation of banks and investment firms. We also facilitate information sharing among authorities and institutions through supervisory reporting and data disclosure.

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      • Risk analysis
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    Publications and media

    Communicating to all our audiences in the most effective way and using the most appropriate channels is crucial for us. Through our publications, announcements, and participation in external events, we are committed to reaching out to all our stakeholders to report about our policies, activities, and initiatives.

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Reports

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    • Publications
    • Press releases
    • Speeches
    • Interviews
    • Events
    • Media centre
    • Regulatory Technical Standards
    • Implementing Technical Standards
    • Consultation papers
    • Opinions
    • Decisions
    • Staff papers
    • Annual reports
3 October 2023

EBA 2024 Work programme

EBA 2024 Work programme – final (republished to align with final SPD 2024-2026)

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28 September 2023

Joint ESAs’ Report on the extent of voluntary disclosure of principal adverse impact under the SFDR.pdf

Joint ESAs’ Report on the extent of voluntary disclosure of principal adverse impact under the SFDR
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27 September 2023

ESA 2023 22 - ESAs report on the landscape of ICT TPPs.pdf

ESAs Report on the landscape of ICT third-party providers in the EU
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26 September 2023

Basel III monitoring report as of December 2022.pdf

Basel III monitoring report as of December 2022
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26 September 2023

Annex to Basel III monitoring report as of December 2022 - EU-specific Analysis.pdf

Annex – analysis of EU specific adjustments
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18 September 2023

JC 2023 44 - Autumn 2023 Report on Risks and Vulnerabilities.pdf

Joint Committee Autumn 2023 Report on Risks and Vulnerabilities
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10 August 2023

Report on the functioning of AMLCFT colleges in 2022.pdf

Report on the functioning of AMLCFT colleges in 2022
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8 August 2023

Report on mystery shopping excercise.pdf

Report on mystery shopping excercise
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7 August 2023

Supervisory handbook on the validation of IRB rating systems.pdf

Supervisory handbook on the validation of IRB rating systems
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4 August 2023

Follow-up report on machine learning for IRB models.pdf

Follow-up report on the use of machine learning for internal ratings-based models
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3 August 2023

Resolution Convergence Report 2023 -EREP.pdf

Resolution Convergence Report 2023 - EREP
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27 July 2023

ESMA32-380-267 Report on SRD2.pdf

Report of the EBA and ESMA implementation of SRD2 provisions on proxy advisors and the investment chain
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24 July 2023

Report on Funding Plans.pdf

Report on Funding Plans
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24 July 2023

Funding plans_2023_Annex.xlsx

Funding plans - Annex
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24 July 2023

EBA report on interdependent assets and liabilities in the NSFR under Article 428f of the CRR.pdf

Report on interdependent assets and liabilities in the NSFR under Article 428f(3) of the CRR
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EUROPEAN BANKING AUTHORITY

Our mission is to contribute to the stability and effectiveness of the European financial system through simple, consistent, transparent, fair regulation and supervision that benefits all EU citizens.


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